Pay attention to borrowing money costs money

Borrowing money: what should I pay attention to?

Are you planning to make a major purchase such as a new car or perhaps a camper for the holiday soon? Or are you going to renovate and do you need extra money over a long period? A loan can offer a solution for this, but there are a number of factors that you should pay attention to when choosing and / or taking out a loan.

When to borrow money?

Usually a loan is taken out to make a large purchase, the (entire) amount of which is not in the savings account. We therefore find it important that you take out a loan in a sensible way and do not borrow more than you actually need. A loan can also be interesting if you invest the amount in the house where you primarily live. You may then be entitled to interest deduction.

What should you pay attention to when taking out a loan?

You do not just take out a loan, you want to take out a loan with a low interest rate and preferably a short term. By choosing an affordable provider you will quickly save a lot of money. Therefore, request different quotes from different lenders. You can apply for a loan through us, which we then extend to various lenders. This gives you an overview of the various offers that lenders make and you can make the best choice yourself. Pay attention to the following factors:

  • The term of the loan;
  • How high is the interest, including additional costs;
  • How much do you have to pay per month in interest and repayment? And are these costs that you can miss.

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