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Transfer loan

Borrow cheaply with an interest from 3.5% without hassle and surprises. Loans with low interest rates and clear conditions.

Have you taken out a loan at a fixed interest rate in the past? There is a good chance that you can save on your monthly payments by transferring your loan. Interest rates have fallen sharply in recent years and interest rates will fall even further in 2020. You can transfer various loans through us. Request a loan without obligation and discover whether transferring a loan works in your favor.

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€ 5,000 € 150,000

Interest on a personal loan will fall further in 2020

As mentioned earlier, the interest on a consumer credit has been falling for years. In 2019 the interest rate was set at a rate of 3.9%. This was exceptionally low. Nevertheless, this trend appears to continue in 2020.

The lowering of the interest rate is caused by the continuing competition between different lenders. When one lender cuts its interest, the other banks must follow

The competition between lenders works to the benefit of the consumer.

Transfer multiple loans

If you have several (small) loans, such as a credit card debt, purchase on installment or if you are in the red at the bank, it is interesting to transfer a loan. Not only does the transfer of a loan provide a financial benefit, it also provides more peace of mind when you have an overview of your finances.

Which loans can you refinance?

You can transfer various loans to a new personal loan through us. Small loans are often very expensive because the interest on these loans is higher. Refinancing a loan provides a better overview and you save on monthly costs. With us you can refinance the following loans:

  • Personal loan
  • Revolving credit
  • Credit card debt
  • Redness at the bank
  • Mail order credit

Transferring loans and borrowing

Do you want to borrow on your current loan ? That is also possible with a loan transfer. By transferring a loan, you actually take out a new higher loan and pay off your old loan. In this day and age, this can be accompanied by better interest conditions.

Keep in mind whether taking out a higher loan suits your financial situation. Curious how much you can borrow? Calculate how much you can borrow with our handy tool.

Why transfer a loan through us

In many cases, people choose to refinance a loan if savings can be made on monthly payments. We send out the application for your loan to various lenders, so that you can choose the best offer that suits your situation.

Refinancing a loan: how does that work?

You can transfer multiple loans through us. When applying for a loan, indicate that it concerns the transfer of a loan or the repayment of residual debt. When all the paperwork is in order and you have chosen a lender, the lender will then pay off your current loans. You also do not have to worry about deregistering with the Credit Registration Office : the lender will also arrange this.

When you apply for a loan transfer, the lender takes a number of personal factors into account. We act as a mediator when you decide to borrow money. We submit your application to various lenders. This is how we ensure that you get the best offer.

Costs for transferring loans

In many cases, early repayment of a loan is penalty-free . If you want to transfer the loans through us, the mediation is without additional costs. We receive a fee from the lender in the form of a commission.

What should you pay attention to when refinancing a loan?

  1. Loan form : When you transfer a loan or several loans, you must take out a new loan form. With us you can only transfer a loan to a personal loan. Unlike with a revolving credit, you cannot withdraw the loan amount again. This way you pay off a fixed amount every month and you know when the loan has been fully repaid.
  2. Term : Are you transferring a loan to reduce costs? Therefore, pay close attention to the term of a loan. A longer term means lower monthly costs, but you do pay a fixed amount of interest for a long time. A shorter loan can therefore be cheaper.
  3. Interim repayment : Does your new lender offer the option to repay without penalty? The interim repayment ensures that you incur less costs in interest.

Personal loan

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Frequently asked questions about transferring a loan

What does a loan involve?

Just as it is possible to transfer a mortgage, you can also combine other types of loans into one. Simply put, you pay off the other 'smaller' loans with one loan. The advantage is that you will probably save on your monthly costs: smaller loans are in many cases more expensive than one large loan. You also have a better overview of your finances.

Why refinance a loan?

It may well be that you have taken out a loan with a high interest rate. The various providers make it difficult to find a lender with a low interest rate. In addition, there are also many 'smaller' loans that can run high in costs. Think of an overdraft at the bank, credit card debt or mail order credit. Do you want a better overview and a favorable interest rate? Then transferring an account is a good option.

Which loans can you refinance?

With us you can refinance various loans, including:

What can I borrow?

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