Ohio Court of Appeals Confirms Loss of COVID Coverage from Nail Salon


By Ben Zigterman (Dec 2, 2021, 5:50 p.m. EST) – Hiscox Insurance Co. owes coverage to an Ohio nail salon, a state appeals court ruled on Thursday, ruling that the exclusion of the virus in the policy clearly prevents coverage.

An Eighth Appeal District panel upheld the lower court’s dismissal of the lawsuit in February, unanimously agreeing that The Nail Nook Inc. also suffered no “direct physical loss or damage” that would justify it. coverage.

Because “Nail Nook did not allege that his business personal property was physically lost or damaged,” the three-judge panel ruled that “the plain language of the police precludes coverage of such loss.” His insurance policy is …

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